● Loan Amount: ₹10,000 upto ₹5,00,000
● Minimum Annual Percentage Rate (APR): 24%, Maximum APR: 49.5%
● Minimum repayment period: 3 months, Maximum repayment period: 51 months
● Processing Fees: 2.5% to 5%
● Convenience Fees: 0 to Rs 250
● If customers opt for a Value-Added Service, the fee for the same shall be levied additionally
Loan Amount: ₹50,000
Tenure: 12 months
Interest Rate: 24%
Processing Fees: ₹ 1,000
Total Amount Payable: ₹4,728 x 12 months = ₹56,736
*The annual interest rates and processing fee will vary as per the risk profile of the customers.
The maximum APR can go up to 49.5% (However, only a fraction of our customers get an interest rate higher than 30% per annum).These numbers are indicative & subject to change.
Key Points :
• Over 1 Crore satisfied customers
• More than 31,000 Partners Shops
• Presence across India in 300+ Cities
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Products for You:
Personal Loan- Home Credit offers instant Personal Loan for your all needs such as Medical Emergency, Wedding, Small Business, Education, etc. Apply Personal Loan Online up to ₹5 Lakh with minimal documentation.
Home Appliance Loan- Get a Loan for Home Appliances like TV, Refrigerators, AC & many more on easy EMIs & flexible tenure.
Ujjwal EMI Card- Apply for an Ujjwal EMI Card & enjoy the benefits of a pre-approved limit of ₹ 75,000. Use this limit to buy products of your choice at more than 31,000 partner shops across India.
1. Dedicated section to View and download all loan-related documents like Loan Summary, Repayment Schedule, Ujjwal Card Monthly Bill, No Due Certificate etc.
2. Pay your EMIs Online through debit card, net banking or UPI
3. Check your Loan details like EMI, due date, loan tenure etc.
4. Daily Horoscope & Games
1. You should be an Indian
2. Your Age requirements :
● Existing Home Credit Customers: 19 - 69 years
● New to Home Credit: 19 - 68 years
● Ujjwal Card EMI Solution: 18 - 65 years
3. Should have a PAN Card as valid ID Proof and Indian citizenship residential address proof
4. Should have an active bank account (for the amount disbursal)
5. Should be salaried, self-employed or pensioner
✔ Disbursal within 24 hours
✔ 100% Digital Process
✔ A seamless digital experience, from loan application to repayment
Simple & hassle-free loan application process in a few easy steps:
1. Download Home Credit App from Play Store
2. Register on the App
3. Submit your personal loan details
4. Upload KYC Documents
5. After loan approval, receive money in your bank account
So, if you’re looking for an Instant Personal Loan in India, we’re here to help you with our easy application process and 5 mins loan approval.
We are India’s leading & most trusted NBFC in lending and finance.