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by Shubham Housing Development Finance Company Ltd.

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In today’s time, everyone needs security. A house is what it provides. Buying a house is not easy. Everything is so expensive, that people with informal incomes cannot afford a big house. But now, it is not the case. You can get home loan easily now. All you need is an application form, photo identity proof, address proof, income proof, and bank passbook.

Shubham industry is one of the leading and emerging firms that provides easy loan against property with customized EMI option. The eligibility for a loan against property is that the person who is applying should be more than 21 years of age but not more than 65 years at the time of maturity. He/she should be the resident of the place where there is Shubham’s local office. He/ she should have a bank account. Easy home loans are provided by the company at the lowest interest rates.

Loan against property is a simple term. As the name suggests so is its meaning. A loan is provided against the mortgage of property. The loan provided depends on the value of the property. Generally, 40 to 60 percent of the property’s value is provided by the company. Different banks offer different rates depending on their prime lending rate and amount applied for. Loan against no income proof fetches 0.5 to 1.0% more interest as compared to a loan with full documents.

To fulfill your personal or business needs, now you can easily mortgage your property. The process is very simple and quick. Money for medical emergency, marriage, expanding business etc is provided against the property very easily.

Some of the condition for a loan against property is as follows:

·        Provide loan against residential or commercial property only.

·        Generally, 40 to 60% of the property’s value is only provided.

·        Credit score in CIBIL should be good

·        Occupation

·        Age

·        Type of company a person works in or a business he runs

·        The loan is generally given for a time period of 5 to 15 years.

·        The interest rates generally vary from 3 to 5%

So now getting a payment for fulfilling your needs is very easy. You can get it in just a click of a button. Loan against property is too easy to get. Shubham finance works for customer satisfaction and customer wellness. They help you grow and sustain. So what are you waiting for? Get a loan against your property and fulfill your demands.

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